Financial Services

Implementing robust, scalable payment systems using IBM’s advanced infrastructure for real-time processing and settlement. Enabling instant, secure transactions across multiple channels, including mobile, online, and in-branch payments. Supporting cross-border payments with enhanced speed and accuracy through blockchain-based solutions.

Implementing advanced AI algorithms to detect and prevent fraudulent activities in real time. Analysing patterns, transactions, and user behaviours to identify anomalies and potential threats. Reducing false positives with machine learning models that evolve and improve with ongoing data. Integrating seamlessly with core banking systems to safeguard transactions, payments, and customer data.

Implementing integrated GRC platforms to streamline regulatory reporting, risk management, and compliance processes. Automating policy management, audit trails, and regulatory updates for real-time compliance. Offering AI-driven risk assessments to identify and mitigate threats across operations.

Providing centralised dashboards for monitoring governance performance and ensuring adherence to industry standards.

Mitigating risks, improving delivery confidence and enhancing legacy systems and core banking infrastructure to meet modern digital demands. 

Facilitating secure and transparent transactions through blockchain technology for payments, settlements, and smart contracts. Introducing digital identity verification based on blockchain for enhanced customer security.

Enforcing secure access controls for staff, customers, and third parties. Implementing biometric authentication for secure and frictionless customer experiences.

Implementing robust cyber defences, including encryption, firewalls, and real-time threat detection. Providing advanced fraud detection systems using machine learning and AI.

Offering flexible, deferred payment options for business clients to improve cash flow and purchasing power. Providing real-time credit assessments, customisable repayment terms, and seamless integration into existing payment systems. Enabling secure lending with AI-powered credit scoring, fraud detection, and risk management tools.

Integrating Environmental, Social, and Governance (ESG) metrics into lending decisions and portfolio management. Providing data-driven tools to assess, monitor, and report on ESG-related risks and opportunities. Enabling green financing and sustainable investment products to support eco-friendly initiatives. Offering AI-powered impact measurement and compliance tracking to meet regulatory standards and sustainability goals.